Financial Payments provides turnkey solutions for ATM/Debit Card maintenance that gives you powerful options and unmatched flexibility. With our user-friendly Windows based interface and complete Internet functionality and accessibility you've got the most comprehensive management tools right on your desktop.

Financial Payments gives you the utmost control in minimizing risk from your ATM/Debit card programs. With our flexible software options, you can customize the parameters of account, card, and balance limits based upon customers' history with your institution. Online, real-time communication provides a dependable procedure for managing disputes at every level between the financial institution, the cardholder, and the network. Financial Payments submits dispute claims to the networks for the financial institution.

Financial Payments is intensely proactive when it comes to protecting your customers from ATM/Debit card losses. Our aggressive procedures for handling lost or stolen cards provide maximum protection against fraud including online access for hot card reporting. In addition, our streamlined procedures for processing card transactions provide the least possible security risks, including the highest percentage of preauthorization to force post matches. Multiple updates of PBF file at no cost Real-time host-to-host processing available Memo posting of EFT transactions for bank viewing Simple interface connection to data processor

By offering a Debit card program, you're providing a key service that will benefit cardholders, merchants, and your institution. Cardholders and merchants alike enjoy the ease and convenience of transactions without checks New revenue streams through transaction interchange income Reduced paper processing, since your cardholders are writing fewer checks Value-added services such as Rewards programs help retain customers Revenue generated by Debit cards that offsets the cost of your EFT program Gateway access to all major networks Financial Payments allows you to tailor the features of your Debit card program to precisely fit your needs including: Customized risk profiles by card and account limits Overdraft capabilities Email notification of transactions Reward programs Customized artwork for cards Blocked transactions by merchant type Multiple DDA or savings accounts per card A processing system that can hold preauthorized transactions for up to 30 days 98% matching of force post to preauthorized transactions Transaction authorization by PBF file or host-to-host live on financial institution data processing system Customer selected PIN

	Financial Payments can help you implement and manage an ATM Card program with diverse options. Instant issue - You can issue working cards on the spot Card stock - A cost-efficient option for card issuance. Many generic card designs are available. Custom options - Customized artwork ads value and brand identity to your card program

	You can make it easy and secure for customers to confidentially specify their desired PIN. For Card programs with the broadest range of options, Financial Payments puts the power in your hands.